PPO
PPO
PPO
PPO
PPO
PPO
PPO
PPO
PPO
PPO
PPO
PPO
PPO
BLUE
ADVANTAGE
HMO
BLUE
ADVANTAGE
HMO
BLUE
ADVANTAGE
HMO
Q&A
Q&A
Q&A
ACS
ACS
ACS
ACS
ACS
ACS
ACS
ACS
ACS
ACS
ACS
Dental
Dental
Dental
HUMANA
HMO
HUMANA
HMO
HUMANA
HMO
HMO
UNICARE
HMO
UNICARE
HMO
UNICARE
HMO
UNICARE
Contract
Contract
Contract
Leave
Medical
Leave
Medical
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BCBS PPO Medical

Here are a few good reasons and example of why you should choose a network provider:

Your out-of-pocket costs are less because network physicians accept Blue Cross and Blue Shield’s payment as
payment in full, less any UAW CONTRACTUAL Co-pay's, Deductibles or Co-insurance. Network physicians have
signed agreements with Blue Cross Blue Shield to accept our approved amount as payment in full for covered
services.  This also applies to any services not covered by our contract. Refer to the Allowed amount on your
Explanation of Benefits or E.O.B. This amount will indicate the contractual rate for services.
Example:  Medical Care or office visits are not a covered benefit BUT, you are only responsible for the allowed
amount.

Let's say the Medical care visit amount is $92.00 as indicated in the Charged amount column and the Allowed
amount column indicates $55, you would be responsible for the $58.06 for a In-Network Provider.
EXAMPLE OF EOB
PATIENT: NORMA RAE                PROVIDER: COMMUNITY CARE CENTER
CLAIM: 0000111122222
DATE                                         CHARGED    ALLOWED      CO-PAY           AMOUNT PAID
11/13/08    MEDICAL CARE   $92.00             $58.06               $58.06              $0.00

Network physicians must accept Blue Cross Blue Shield’s payment as payment in full. This means you are not
responsible for any charges over what Blue Cross Blue Shield reimburses the provider. It is in you best interest to
take control of your health care and apply a consistent PROACTIVE approach to all of your benefits
.
Renee Robertson-Hood           
UAW Benefit Representative
E-Mail:
rbraithw@ford.com

Plant: (708) 757-5700 ext. 288
Toll Free Plant: (800) 346-8759 ext.
288
Plant Fax: (708) 756-6618

7am Plant - 11am Hall

UAW Local #588
21540 Cottage Grove Ave.
Chicago Heights, IL 60411
Union Hall: (708) 758-3100
Union Fax: (708) 758-1578
Renee Robertson-Hood           
UAW Benefit Representative
E-Mail:
rbraithw@ford.com

Plant: (708) 757-5700 ext. 288
Toll Free Plant: (800) 346-8759 ext.
288
Plant Fax: (708) 756-6618

7am Plant - 11am Hall

UAW Local #588
21540 Cottage Grove Ave.
Chicago Heights, IL 60411
Union Hall: (708) 758-3100
Union Fax: (708) 758-1578
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Active Employees
Unicare HMO to be
Terminated 3/1/10

Members need to make
a new insurance
election by the end of
January 2010!!
SVS Vision Benefit or 1-800-225-3095
       Attention Active Members and Family Members
First Wednesday of each month, your insurance plan representative will
be available at the Local 588 Union Hall 10:30am to 2:00pm. Please
utilize this personal service for insurance issues, claims or questions
you may have. All members and their families are encouraged to
participate.
Durable Medical Equipment or 1-800-831-0999 to find a provider
www.myfordbenefits.com  or 1-800-248-4444